lemieux22 asked:


I am married and thinking of opening an on-line stock trading account. My wife won’t ever access the account to make trades because she leaves the finances to me. That being said, should I make the account individual or joint?

If I make it joint, which should it be:

Joint Tenants with Rights of Survivorship (JTWROS) - Upon the death of an account holder, his or her interest in the account passes to the surviving owners.

OR

Joint Tenants in Common (JTIC) - Upon the death of an account holder, his or her interest passes to his or her estate.

Chloe

Jack H asked:


I would like to open an on-line trading account, but would like some info as to which one and why?

Alyssa